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Kompu
Real-time credit intelligence for SME lenders in emerging markets
Tier 1 — No AI ProcessingLight ConfigUsage-based
About
Kompu aggregates alternative data signals — mobile payments, utility records, and supply chain invoices — to generate credit scores for SMEs with no formal credit history. Helps banks and fintechs expand lending portfolios to 40M+ underserved businesses across Mexico and Central America.
Key Features
Alternative data scoring (200+ variables)
Real-time API for loan origination systems
SAT (Mexican tax authority) data integration
Fraud signal detection layer
Portfolio monitoring dashboard
Real-time API for loan origination systems
SAT (Mexican tax authority) data integration
Fraud signal detection layer
Portfolio monitoring dashboard
Proof Point
Deployed with 2 Mexican fintechs. Approved 18,000 new SME loans in 12 months with 3.2% NPL vs. industry average of 7.8%.